Universal Tracing Services, Inc.
Your Partner in locating debtors and assets
When someone owes you money and disappears, we find them. Universal Tracing Services specializes in locating hard-to-find debtors, missing persons, and hidden assets — nationwide — so you can collect what you’re owed.
No Trace. No Charge.
If we don’t find your subject/assets, you pay nothing. Our renowned “No Trace No Charge” policy means that you shift the responsibility and burden of locating your subject to us with zero financial obligation.
Who We Serve
Universal Tracing works exclusively with vetted professional clients across the United States, including:
- Debt collection agencies pursuing evasive debtors
- Law firms and attorneys enforcing civil judgments
- Banks and financial institutions tracking down borrowers in default
- Businesses recovering unpaid invoices and outstanding balances
All new clients are reviewed and approved by our team before submitting cases — ensuring a secure, professional environment for everyone we work with.
Why Universal Tracing?
37+ Years of Results
Since 1988, we’ve helped collection agencies, law firms, banks, and businesses across the country locate the people and assets they need to collect what they’re owed.
Trained Investigators, Not Just Databases
Our staff includes ex-police officers and fraud investigators who apply proven, real-world investigative techniques. We go far beyond basic credit checks and SSN searches to find subjects others can’t.
Zero Financial Risk
Our “No Trace. No Charge.” guarantee means you only pay when we deliver results. We take on the burden of the search — you take on zero financial obligation until we succeed.
Full Asset Searches
Winning a judgment is one thing. Collecting on it is another.
Research shows that over 80% of civil judgments are never satisfied — often because creditors can’t locate assets to seize. Universal Tracing specializes in uncovering what debtors don’t want you to find:
- Bank accounts
- Real property
- Vehicles
- Current residence and employer
- Liquid and hidden assets
We conduct asset investigations on a nationwide basis, giving you the intelligence you need to turn a judgment into cash.
How it Works
1
Apply for a Client Account
Submit your registration and our team will review and approve your account — typically within one business day.
2
Submit Your Case
Log in to our secure client portal and provide the details of your subject. Our investigators get to work immediately.
3
Get Results — or Pay Nothing
When we locate your subject or assets, you’ll receive a full report. If we don’t find them, there’s no charge.